Saving money doesn’t have to be hard. Get started today with these easy to read posts on budgets, minimizing debt, cash back apps, and more.
Financial freedom might seem out of reach while staring up at a mountain of debt, but no one appears at the top of Mt. Everest. You get there one step at a time. “Right now, many Americans are a medical emergency or a natural disaster away from bankruptcy,” says Debt.com chairman Howard Dvorkin, CPA. “Their…
Kids learn very little about personal finance in school today. It’s a parent’s job to make sure kids learn how to properly budget, save, and spend money so they know how to function in the real world. Paying your kids an allowance can help them learn about personal finance, but paying cash may not teach…
60% of Americans don’t have enough money to cover an unexpected bill. What’s more, 40% of the population has less than $400 in their emergency savings fund. Saving money is difficult. Whether you struggle to make ends meet or simply tend to spend your money as soon as it hits your bank account, having a money-saving…
Providing an allowance to your child is a great way to teach reliability, responsibility, and financial literacy. Using creative allowance alternatives to teach kids about money management is a valuable tool that will lay the foundation for budgeting, financial planning, and saving for essential things or life events. Understanding the value of money also helps…
If you’re looking for budgeting software, there are two names that will come up on every list: YNAB vs Mint. Both are among the best apps to help you keep track of your outgoings, categorize your expenses, and see what money needs to go where and when so you can allocate it. If you’re looking…
According to a recent survey by Debt.com, Americans are embracing budgets more and more. A staggering 80% of the respondents monitor their spending habits which is a surprising uptick from the 68% who said they manage their money with a budget two years prior. The rise in budgeters isn’t a trend–it’s a lifestyle. It’s the…
According to the Consumer Price Index, the annual inflation rate as of January 2022 was 7.5%. Everyday items like groceries, gas, electricity, and clothing cost more and more. With the average employee raise of 2-3%, consumers pay more for less. However, that doesn’t mean you have to spend more than is required. A new wave…
Saving money is not inherently difficult. The hardest part is finding new or creative ways to save money and then acting on them. Many people feel finding new ways to save money is too much work and that the effort needed to save a few bucks isn’t worth their time. Yes, it’s easier to go…
You may recognize the phrase “money isn’t everything.” Maybe you heard it from a parent or teacher when you were a kid, or perhaps you picked it up as an adult. If you’ve ever caught yourself saying this, this post is for you. Contrary to popular belief, money is everything — but maybe not for…
Could Gen Z be on the precipice of mirroring Millennials’ financial woes during the Great Recession? Now that the post-holiday bills have started creeping in, many people are quaking in their boots at the thought of hefty bills eating away at their bank account. The pandemic has been a harsh reminder of how fleeting financial…
Are you stressed about money? You’re not alone. According to a study by Capital One, 73% of Americans rate money problems as the number one factor contributing to a more stressful life. But it doesn’t have to be bad. In fact, situations can always be worst. It comes down to mindset, practicality, and honesty….
I’ll never forget the first time I played a Final Fantasy game. I was about eight-years-old and was spending the night at a friend’s house. His parents recently bought him a Super Nintendo, the premier gaming system, and the Sega Genesis. At the time, Final Fantasy II (aka FF IV) was brand new. I had…