Answering the question, “what car should I buy” is anything but easy. Buying a new or used car is a confusing process. There are so many choices out there. It works the best when you can approach it systematically, thinking about the crucial factors before you even step foot on a car lot. What Car…
The Free Life Workbook is your answer to taking control of finances. It was created by Scarlett, a rental investing leader for millennials, who paid off $70,000 in student loans and is on her way to retiring by 38. She established ThirtyEight Investing as a hub for young female investors to grow wealth and rental…
The average college graduate receives $1,847 worth of cash and gifts from family and friends. While it’s tempting to splurge all of it, your future self will thank you for spending it wisely. Don’t worry. With these 12 smart spending strategies, you’ll still be able to treat yourself while learning to be financially responsible. 1….
Dealing with debt can feel like a hopeless situation. You try your best to make your payments, but interest charges eat up all your progress. The next month, you’re back to square one. Sound familiar? Don’t worry: You don’t have to be stuck with debt forever. We reached out to several experts and got their…
As you work to change your financial situation for the better, you may run into a tricky dilemma. If you find yourself asking, should I focus on investing or paying off debt, you aren’t alone. The decision to prioritize debt repayment or investing will come down to your unique financial situation. You’ll need to choose…
Do you often spend more than you’d like? Here’s everything you need to know about impulsive vs. compulsive spending. We all make unplanned purchases from time to time. It can be as simple as doing groceries while you’re hungry and picking up something extra you didn’t plan on buying. That is what we call impulsive…
Let’s face it – everyone needs a budget. Especially a simple budget. New budgeters often hate the idea of having to budget. It can feel like pulling teeth (minus the dentist). It’s usually time-intensive and can be anxiety-provoking. But there’s never going to be such a thing as having too much money. Jeff Cooper from…
When it comes to anything in life, you don’t want to pay more for anything if you don’t have to. Not wanting to pay for anything you don’t have to is also true with investing. You want to maximize the return on any investment you have. You might think that means finding the investment with…
We all know that nothing in this world is free, so how do some traditional banks offer free checking accounts and free savings accounts? Banks continually spend money by sending us our debit cards, periodic statements and supporting the digital infrastructure needed to process online payments and transactions. With so many free and discounted services,…
Have you ever felt excited to see the value of your investment portfolio going up, only to feel sad and scared the very next day when you watch it go down? Well congratulations, you’re normal. We’ve all been there. During her podcast with me, Gabrielle from the Corporate Quitter podcast highlighted this common struggle among new investors. …
Like it or not, we have to have money. We need it for housing, electricity, transportation, and food. All the necessities in life. But we also need it for some enjoyable extras. And it’s not a bad thing to want nice things in life. There’s nothing wrong with wanting a few extras. Now some extras…
This blog post is perfect for those of you who need to identify bad financial habits that keep you broke. Nobody wants to be broke. Believe me I know the feeling. Being broke means less money for eating out with friends and family, vacations, and doing all of the fun things you like to do….