-Refinance or Home Equity Line of Credit (HELOC) -Balance Transfers -Personal Loan
If you are a homeowner and your mortgage is in good standing, you can use the equity you have in your home to cover a debt consolidation loan.
This will allow you to cut down on your minimums each month, how much interest you pay on your current lines of credit, and it will help simplify your bill process because you will have less to pay throughout the month.