It's that time of the year. The New Year is right around the corner. It's time to make sure your finances are on point and reflect upon what you need to do for 2022.
A tight deadline doesn't mean you can't accomplish your goals. Here are 7 financial goals to work on today. This story has you covered with 12 tips to start saving now.
Up first: Take a look at your finances over the past 3 years. How much are you spending every month? Can you start a realistic budget that includes a plan to invest and save?
Next let's work on your spending habits. Where can you cut some hidden fees or unnecessary spending? Maybe it's a different bank account or getting rid of a few subscriptions. Be creative!
2. Crack down on hidden fees and unnecessary spending
It's never too early to start planning for a work optional retirement. That way you control your time. I have a retirement calculator in the article, check it out.
3. Set up or Increase Your Retirement Contributions