53 Ways You Can Embrace Frugal Living Today

Being frugal is easier than earning more. There's power in its simplicity. It can play a huge role in helping you reach financial freedom.

1. Pay with cash.

Many businesses offer discounts when you pay with cash. Plus you're less likely to overspend when spending cash.

2. Understand account fees

Some accounts may come with hidden fees. Check your bank account and investment accounts plus your credit cards to make sure there aren't any hidden fees.

3. Shop around and get new quotes

Try out your favorite stores' competitors. You may find a promotion that can save you money!

4. Pay annually (or all upfront) instead of monthly

There's often a nice discount when you can pay upfront  Check insurance rates, online service fees, and medical services that offer this option.

5. Skip extended warranties

Resist splurging on extra sales pitches that you don't need. Now that you're frugally living, your saving money and can cover the emergencies that come up.

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